Financing management includes the following services

　　RMB working capital loan refers to a RMB loan that is used as the working capital required by enterprises in the production and circulation of commodities or other labor and service operations and generally has a term of one year, not longer than 3 years.

　　RMB liquidity revolving loan refer to that the client can withdraw the loan multiple times within the loan limit and make repayments by installments after the Bank and the client have signed the liquidity revolving loan contract and the client can recycle the loans as long as the loan balance does not exceed the maximum amount approved by the Bank.

　　Business property loan refers to a loan which is granted by the bank to the legal person of the business property, with its property as the loan collateral, for which the source of repayment includes but is not limited to the operating income of the business property.

　　Fixed asset loan refers to a medium and long-term loan mainly used for the construction, purchase and renovation of fixed assets and the construction of corresponding supporting facilities.

　　Commercial housing development loan refers to a loan granted by Bank of Fuxin to real estate development enterprises for the construction of housing, commercial housing and their supporting facilities.

　　M&A loan is a local and foreign currency loan granted by a commercial bank to the acquirer's enterprises or holding subsidiaries and used to pay the consideration for equity merger and acquisition. It is a loan granted to domestic advantageous customers in the process of restructuring and reorganization, paid mergers, acquisitions of other domestic enterprises and institutions, completed projects, and financing for asset and debt restructuring.

　　Entrusted loan refers to a loan under which the funds are provided by government departments, enterprises and public institutions and natural persons as the principal and the trustee (i.e. the Bank) offers loans and assists in recovery according to the prospective borrower, purpose, amount, term, interest rate, etc. determined by the trustor.

　　Bill discount is a bank credit service in which the payee or the holder applies to the bank for discount of the unexpired bank acceptance bills or commercial acceptance bills, and the bank pays the balance to the payee after deducting the discount interest from the face value. The discounted bills are owned by the discounting bank, and the discounting bank can directly collect the bills from the acceptor upon maturity. Currently, only discount services of bank acceptance bills are available.

　　Bid guarantee refers to a guarantee issued by Bank of Fuxin to the tenderee on behalf of the bidder and a guarantee to perform obligations under the bid during the bidding process or after winning the bid.

　　Domestic trade financing mainly includes domestic letters of credit, domestic bank acceptance bills and domestic factoring.